30 Year
Fixed rate
The
standard in mortgages, this method is a Principle and Interest
payment based on a fixed rate over 30 years. 
15 Year Fixed rate
Principle
and interest payment based on a fixed rate over 15 years.
Typically, the interest rate for this type of loan is ¼
% to ½ % lower than 30 year rates. This is something
to consider if your budget allows, and this will save thousands
of dollars in interest over the term of the loan. 
5/1 or 7/1 ARM
Your
rate will be fixed for 5 or 7 years, and then becomes a
one year adjustable rate loan. This is a good option if
you do not plan to stay in the home past five to seven years.
Foreign National Home Financing
With Foreign Nationals, it may be a cumbersome process to
purchase a home in the United States. We offer standard
documentation, no ratio options, loan amounts up to one
million, and alternatives for foreign source income and
non-U.S. credit history. 