
Loan Programs
Since the year 2000, Fairway Funding Group has been able to offer an extensive number of loan programs at very competitive rates not available through local banks or other financial institutions.
This includes 10, 15, 20, 25 and 30 year fixed rate mortgages for residential loans, as well as first and second mortgages with a variety of other options. Contact us today to learn about all the different mortgage loan programs we offer!
Purchases & Refinancing
Construction Loans
Conventional Loans
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Credit score as low as 620
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Up to $548,250 loan amount
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Minimum 3% cash required from buyer
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Up to 97% Loan to Value
FHA Loans
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Credit score as low as 580
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Minimum 3.5% cash required from buyer
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Up to 96.5% Loan to Value
VA Loans
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Up to $2,000,000 loan amount
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0% down payment for loans up to $2.0m
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Credit scores as low as 580
USDA Financing
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0% cash required from buyer
Second Homes
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Up to 90% Loan to Value
Jumbo Loans
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Over $548,250 loan amount
Reverse Mortage Lending
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Age 62 and above to qualify
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Available on both purchases and refinances
Bank Statement Loans
Investment Properties
Private Financing
Portfolio Lending
Foreign National Programs
Conventional Loans
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Up to $548,250 loan amount
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Up to 90% Loan to Value
FHA Loans
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Maximum loan amount varies by location
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Up to 96.5% Loan to Value
VA Loans
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100% LTV up to $548,250 loan amount
Second Homes
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85% LTV up to $548,250 loan amount
Jumbo Construction
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90% Loan to Value up to $548,250 loan amount with BPMI (buyer paid motgage insurance)
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80% Loan to Value up to $750,000 loan amount
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70% Loan to Value up to $1.25M loan amount (can go higher on loan amount, case by case)
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Primary residence only
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Residential knock-downs, custom builds, and new construction
