Loan Programs

Since the year 2000, Fairway Funding Group has been able to offer an extensive number of loan programs at very competitive rates not available through local banks or other financial institutions.

This includes 10, 15, 20, 25 and 30 year fixed rate mortgages for residential loans, as well as first and second mortgages with a variety of other options. Contact us today to learn about all the different mortgage loan programs we offer!

Purchases & Refinancing

Conventional Loans

  • Credit score as low as 620

  • Up to $647,200 loan amount

  • Minimum 3% cash required from buyer

  • Up to 97% Loan to Value

FHA Loans 

  • Credit score as low as 580

  • Minimum 3.5% cash required from buyer

  • Up to 96.5% Loan to Value

VA Loans

  • Up to $3,000,000 loan amount

  • 0% down payment for loans up to $2.0m

  • Credit scores as low as 580

USDA Financing

  • 0% cash required from buyer

Second Homes

  • Up to 90% Loan to Value


Jumbo Loans

  • Over $647,200 loan amount


Reverse Mortage Lending

  • Age 62 and above to qualify

  • Available on both purchases and refinances

Additional Loan Programs Available

  • Bank Statement Loans

  • Investment Properties

  • Private Financing

  • Portfolio Lending

  • Foreign National Programs

Buying a House