Loan Programs

Since the year 2000, Fairway Funding Group has been able to offer an extensive number of loan programs at very competitive rates not available through local banks or other financial institutions.

This includes 10, 15, 20, 25 and 30 year fixed rate mortgages for residential loans, as well as first and second mortgages with a variety of other options. Contact us today to learn about all the different mortgage loan programs we offer!

Purchases & Refinancing
Construction Loans

Conventional Loans

  • Credit score as low as 620

  • Up to $548,250 loan amount

  • Minimum 3% cash required from buyer

  • Up to 97% Loan to Value

FHA Loans 

  • Credit score as low as 580

  • Minimum 3.5% cash required from buyer

  • Up to 96.5% Loan to Value

VA Loans

  • Up to $2,000,000 loan amount

  • 0% down payment for loans up to $2.0m

  • Credit scores as low as 580

USDA Financing

  • 0% cash required from buyer

Second Homes

  • Up to 90% Loan to Value


Jumbo Loans

  • Over $548,250 loan amount


Reverse Mortage Lending

  • Age 62 and above to qualify

  • Available on both purchases and refinances

Bank Statement Loans

Investment Properties

Private Financing

Portfolio Lending

Foreign National Programs

Conventional Loans 

  • Up to $548,250 loan amount

  • Up to 90% Loan to Value

FHA Loans

  • Maximum loan amount varies by location

  • Up to 96.5% Loan to Value


VA Loans

  • 100% LTV up to $548,250 loan amount


Second Homes

  • 85% LTV up to $548,250 loan amount


Jumbo Construction

  • 90% Loan to Value up to $548,250 loan amount with BPMI (buyer paid motgage insurance)

  • 80% Loan to Value up to $750,000 loan amount

  • 70% Loan to Value up to $1.25M loan amount (can go higher on loan amount, case by case)

  • Primary residence only

  • Residential knock-downs, custom builds, and new construction

San Marco Plaza
8235 Natures Way
Lakewood Ranch, FL 34202
(941) 894-6565


Central Florida
Lakeland, FL
Phone: (863) 272-1958

Southeast Florida
Fort Lauderdale, FL
Phone: (954) 796-6776

"The Best Course for a Loan"


Fairway Funding Group, Inc. is licensed by the State of Florida. NMLS# 105317

© 2021 Fairway Funding Group