Loan Programs

Since the year 2000, Fairway Funding Group has been able to offer an extensive number of loan programs at very competitive rates not available through local banks or other financial institutions.

This includes 10, 15, 20, 25 and 30 year fixed rate mortgages for residential loans, as well as first and second mortgages with a variety of other options. Contact us today to learn about all the different mortgage loan programs we offer!

Purchases & Refinancing

Construction Loans

Conventional Loans

Credit score as low as 620
Minimum 3% cash required from buyer
Up to 97% Loan to Value

FHA Loans

Credit score as low as 580
Minimum 3.5% cash required from buyer
Up to 96.5% Loan to Value

VA Loans

Up to $2,000,000 loan amount
0% down payment for loans up to $2.0m
Credit scores as low as 580

USDA Financing

0% cash required from buyer

Second Homes

Up to 90% Loan to Value

Jumbo Loans

Over $510,400 loan amount

Reverse Mortage Lending

Age 62 and above to qualify
Available on both purchases and refinances

Investment Properties

Private Financing

Portfolio Lending

Foreign National Programs

Conventional Loans

Up to $510,400 loan amount
Up to 90% Loan to Value

FHA Loans

Maximum loan amount varies by location
Up to 96.5% Loan to Value

VA Loans

100% LTV up to $510,400 loan amount

Second Homes

85% LTV up to $510,400 loan amount

Jumbo Construction

90% Loan to Value up to $510,400 loan amount with BPMI (buyer paid motgage insurance)
80% Loan to Value up to $750,000 loan amount
70% Loan to Value up to $1.25M loan amount (can go higher on loan amount, case by case)
Primary residence only
Residential knock-downs, custom builds, and new construction